As most phone now come with 5G, high-refresh AMOLED or robust IPS panels, competent mid-range processors, and rapid charging, the sub- ₹20,000 market in India in 2025 is incredibly competitive. The top choices are listed below, along with who should choose which model (most large merchants have them for less than ₹20,000).Best phones Under 20000
| Model | Display | Chipset / Performance Highlights | Cameras (Rear / Front) | Battery & Charging | Approx Price* |
|---|---|---|---|---|---|
| OPPO K13 5G | 6.7″ FHD+ AMOLED, 120 Hz | Snapdragon 6 Gen 4 | 50 MP main + small secondary / 16 MP front | 7000 mAh battery (very large) | ~ ₹17,999 |
| Realme P3 5G | 6.67″ AMOLED, 120 Hz | Snapdragon 6 Gen 4 | 50 MP + 2 MP / 16 MP front | 6,000 mAh + 45W charging | ~ ₹16,999 for 6/128 GB; higher for more storage |
| OnePlus Nord CE 4 Lite 5G | 6.67″ AMOLED, 120 Hz | Snapdragon 695 | 50 MP main / 16 MP front | 5,500 mAh with 80W fast charging | ~ ₹19,999 for 8/128 GB |
| Infinix Note 50s 5G+ | 6.78″ curved AMOLED, 144 Hz | Dimensity 7300 Ultimate | 64 MP Sony main / 13 MP front | 5,500 mAh + 45W charging | Starting ~ ₹14,999 for 8/128 GB |
| Motorola G85 5G | 6.67″ 3D curved pOLED, 120 Hz | Snapdragon 6s Gen 3 | 50 MP main + optical image stabilisation (OIS) | 5,000 mAh + 33W charging | ~ ₹15,950 |
OPPO K13 5G Phone
Best phones Under 20000. With the OPPO K13 5G, phone flagship features are available for less than ₹20,000.
It has a 6.7-inch FHD+ AMOLED screen with a smooth refresh rate of 120 Hz and a brightness of up to 1,200 nits. It also has Glove Mode and Wet Touch for use in a variety of situations.
The Snapdragon 6 Gen 4 chip with Adreno GPU, 8GB of RAM, and up to 256GB of UFS 3.1 storage are the components that power the device. With its massive 7,000mAh battery and 80W SUPERVOOC rapid charging, it promises to charge from 0% to 62% in just 30 minutes.
With AI capabilities like Unblur, Reflection Remover, and AI Clarity Enhancer, the camera phone configuration consists of a 50MP primary sensor, a 2MP depth sensor, and a 16MP front camera. Additional features include stereo speakers, vapor chamber cooling, IP65 water and dust protection, and Android 15 with ColorOS 15.Best phones Under 20000.
Realme P3 5G Phone
Best phones Under 20000. The Snapdragon 6 Gen 4 (4nm) chip, which powers the Realme P3 5G, phone provides effective 5G performance.
It has a 6.67-inch FHD+ AMOLED screen with a refresh rate of 120 Hz, a maximum brightness of about 2000 nits, and touch sampling at 1500 Hz for responsive gaming.
The front camera is 16MP, while the rear camera is a 50MP primary camera with an f/1.8 aperture and a 2MP portrait sensor.
A huge 6000mAh “Titan” battery with 45W quick charging powers it. In terms of construction, it features dual speakers, an in-display fingerprint sensor, IP69 dust and water resistance, and Android 15 with Realme UI 6.0. The phone is roughly 7.97mm thick and weighs about 194g.Best phones Under 20000.
OnePlus Nord CE 4 Lite 5G Phone
Best phones Under 20000. With a peak brightness of about 2,100 nits and a refresh rate of 120 Hz, the 6.67-inch FHD+ AMOLED display of the OnePlus Nord CE 4 Lite 5G phone provides dazzling outdoor images.
Together with 8 GB of RAM and up to 256 GB of UFS 2.2 storage, it is powered by a Snapdragon 695 5G with an Adreno 619 GPU.
The front sports a 16MP camera with EIS, while the back has a 50-MP Sony LYT-600 primary sensor with OIS and a 2MP depth sensor.
It runs OxygenOS 14 based on Android 14 and has a 5,500 mAh battery with 80W SUPERVOOC fast charging. It also has dual speakers, an in-display fingerprint sensor, and IP54 splash/dust protection.Best phones Under 20000.
Infinix Note 50s 5G+ Phone
Best phones Under 20000. In India, the feature-rich Infinix Note 50s 5G+ phone costs less than ₹15,000. Its 6.78-inch FHD+ 3D curved AMOLED display,phone which has a refresh rate of 144 Hz, provides vivid colors and fluid images.
With up to 8GB of RAM and 256GB of storage, along with the MediaTek Dimensity 7300 Ultimate chipset, it guarantees fluid performance for gaming and multitasking. Sharp and detailed images are produced by the device’s 64MP Sony primary camera and 2MP macro lens.phone It has a 13MP front camera for selfies. With its 45W fast charging capability, the 5,500mAh battery offers prolonged use and rapid power-ups. It has an easy-to-use UI and runs on Android 15 with XOS 15. The phone is also MIL-STD-810H certified and has an IP64 rating.Best phones Under 20000.
Motorola G85 5G Phone
Display
- Size: 6.67-inch Full HD+ pOLED
- Refresh Rate: 120Hz
- Protection: Gorilla Glass 5
Performance
- Chipset: Qualcomm Snapdragon 6s Gen 3 (6nm)
- CPU: Octa-core (2×2.30 GHz Cortex-A78 & 6×2.0 GHz Cortex-A55)
- GPU: Adreno 619
- RAM: 8GB LPDDR4X with RAM Boost
- Storage: 128GB / 256GB built-in
- Operating System: Android 14
- Security: In-display fingerprint reader, ThinkShield
Camera
- Rear:
- 50MP f/1.79 main sensor with Optical Image Stabilization (OIS)
- 8MP ultra-wide lens
- Front:
- 32MP selfie camera
Battery
- Capacity: 5,000mAh
- Charging: Supports fast charging
Audio & Design
- Speakers: Stereo speakers with Dolby Atmos®
- Design: 3D curved pOLED display with Gorilla® Glass 5
- Colors: Available in Cobalt Blue, Olive Green, Urban Grey, and Viva Magenta
Price in India
- 8GB + 128GB: ₹15,957 on Amazon India
- 12GB + 256GB: ₹18,380 on Amazon India
If you’re shopping phone in this segment ( ₹20,000), here are useful features to prioritize:
- Display: AMOLED with high refresh rate (120 Hz) gives smoother feel.
- Battery capacity: 5,000 mAh or more is good. Phones like OPPO K13 phone go up to 7000 mAh.
- Fast charging: Charging speed varies a lot. Some phones offer 80W (Nord CE 4 Lite), others slower.
- Chipset: Mid-range 5G chipsets (MediaTek Dimensity, Snapdragon 6xx/7xx depending) offer decent performance.
- Camera: A higher-MP main sensor helps, but lens quality + image processing matter. Secondary cameras (ultra-wide / macro) often weaker.
- Software / Build: Clean UI, updates, durability are bonuses.
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